Free educational guide
Before You Open or Switch a Merchant Account
10 Questions Business Owners Should Answer Before Choosing a Payment Processor
This guide helps you understand payment processing fees, pricing models, contract terms, and the questions worth asking before you commit to a processor — or before you decide to stay with the one you have.
Download the Free Guide43 pages · PDF · No sign-up required
What the guide covers
Each chapter addresses a question business owners commonly face when evaluating payment processing. The topics are drawn directly from the guide.
- How to choose a credit card processor for a small business
- How to read and understand your merchant statement
- How to compare credit card processing fees across accounts
- Which processors offer interchange-plus pricing plans
- Common hidden fees to watch for in processing contracts
- How to switch from Square or Stripe to another processor
- Why a payment service provider might freeze your account
- Which processors specialize in high-risk merchant accounts
- Whether credit card surcharges are legal for your business
About iTrust Merchant
iTrust Merchant helps business owners understand what they are actually paying for payment processing. The primary service is a Written Second Opinion on your merchant statement — a plain-language review of your current fees and pricing structure, delivered in writing. The review may conclude that your current pricing is competitive. There is no obligation to switch processors.
Want to see what the numbers look like for your own business?
iTrust Merchant can review a recent merchant statement and provide the findings in writing — what you are paying, how it is structured, and whether it appears competitive.
Get My Written Second Opinion